A TPD (Total and Permanent Disability) claim checker is a free, confidential online tool that helps you understand your potential eligibility for a disability insurance payout. By answering a series of quick questions about your medical condition, age, work history, and superannuation, the tool assesses key factors and provides feedback on your likelihood of qualifying for a TPD benefit.

Yes, you definitely should! If you want to claim TPD insurance, having solid legal guidance by your side will give you the best chance of achieving a successful TPD claim. Our TPD lawyers can make the process as smooth as possible, with years of experience handling multiple TPD claims and negotiating with insurance companies. We make the TPD claim process as smooth and stress-free as possible so that you and your loved ones can focus on other areas of life. Our in-depth knowledge of TPD claims means you can rest assured that you and your claim are in capable hands.

Our TPD claims calculator is obligation-free, meaning that you can speak with one of our lawyers without feeling locked into making a TPD claim right at that very moment.

Once we’ve assessed your eligibility with our TPD claim checker, you only need to sit back and wait for one of our expert TPD lawyers to get in touch with you or you can contact us on 1800 958 498. We’ll discuss the specifics of your case and what you can expect for your total and permanent disability payout in a no-cost, obligation-free consultation.

TPD insurance payouts paid through super are taxed when withdrawn early. The tax calculation depends on your preservation age, any tax free uplift applied, and whether part of the benefit qualifies as a tax free component.

Yes — you can lodge multiple TPD claims if you hold more than one eligible insurance policy. However, some insurers include clauses that may prevent a payment if you’ve already received, or are entitled to receive, another TPD benefit.

Our lawyers are highly experienced in navigating and overcoming these restrictions, but it’s crucial to get legal advice before lodging any TPD claim to protect your entitlements and maximise your chances of success.

Yes — you can return to work after a TPD payout. Many people do, whether by retraining, finding work that suits their limitations, or improving through treatment. However, each insurer and super fund defines TPD differently. Some policies use very strict criteria, requiring serious impairments such as loss of a limb, loss of sight, or needing assistance to walk. This means some people who can’t work still may not meet their policy’s definition of TPD.

Because these definitions vary so much, it’s important to understand your specific policy. Our experienced TPD lawyers can explain your eligibility and ensure you have the right evidence to support your claim.

At TPIL Lawyers, we know that pursuing a TPD claim can be incredibly stressful, which is why we provide compassionate, personalised support from the moment you reach out. We take the time to understand your situation and guide you through every step with clarity and care. With over 40 years of experience helping Queenslanders, we’ve built a reputation for outstanding results and exceptional client service. Our expertise is deep, our approach is genuinely client‑first, and our commitment to doing what’s right sets us apart. You can trust TPIL Lawyers because we care, we listen, and we have the proven experience to achieve the best possible outcome for your TPD claim. We are Queenslanders helping Queenslanders